发明申请
- 专利标题: PERSONAL BUDGET TOOL
- 专利标题(中): 个人预算工具
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申请号: US12967434申请日: 2010-12-14
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公开(公告)号: US20120150736A1公开(公告)日: 2012-06-14
- 发明人: Joseph Carl Dickerson , Barbara Wilson Whiteside
- 申请人: Joseph Carl Dickerson , Barbara Wilson Whiteside
- 申请人地址: US WI Brookfield
- 专利权人: FISERV, INC.
- 当前专利权人: FISERV, INC.
- 当前专利权人地址: US WI Brookfield
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00
摘要:
Systems and methods for generating proposed budget amounts by a budget tool are provided. A budget system identifies a budget category for a user. Information associated with one or more payees of the user and payment history information associated with one or more payments made to a payee included in the one or more payees is obtained from a bill payment system. Based at least in part on the obtained information, the payee is identified by the budget system as a budget payee associated with the budget category. Based at least in part on the identified payment history information, a proposed budget amount for the budget payee is calculated. A presentation is generated that includes an indication of the budget category, an indication of the budget payee, and an indication of the proposed budget amount. The generated presentation is transmitted by the budget system for display to the user.
公开/授权文献
- US10719818B2 Personal budget tool 公开/授权日:2020-07-21
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