The disclosure discloses a method for transmitting and receiving multimedia information and a terminal. The method for transmitting multimedia information includes: dividing multimedia information to be transmitted into multiple information segments; combining the information segments to obtain multiple messages, wherein each of the information segments includes a position identification of the information segment in the multimedia information to be transmitted; in addition, a length of each of the messages is less than or equal to a predetermined length, and each of the messages contains at least one information segment; and sending some or all of the multiple messages to a receiver. By means of the disclosure, a more complete message can be obtained, and multimedia information can be transmitted by lesser messages, so that a cost of a user is reduced and a network burden is alleviated.