发明申请
- 专利标题: PAYMENT APPARATUS AND METHOD
- 专利标题(中): 付款方式及方法
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申请号: US13454728申请日: 2012-04-24
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公开(公告)号: US20130024363A1公开(公告)日: 2013-01-24
- 发明人: Alexandru Cunescu , David A. Roberts , David Bibby
- 申请人: Alexandru Cunescu , David A. Roberts , David Bibby
- 申请人地址: US NY Purchase
- 专利权人: MasterCard International Incorporated
- 当前专利权人: MasterCard International Incorporated
- 当前专利权人地址: US NY Purchase
- 主分类号: G06Q20/08
- IPC分类号: G06Q20/08
摘要:
Techniques are provided for updating an offline parameter of a payment device having an online-capable application and a primarily offline application. The offline parameter can be a counter reflective of an offline spending balance. The same parameter can be shared between the applications, or cross-application visibility of the parameter can be provided. When a requirement to update the offline parameter is determined, the offline parameter can be updated substantially contemporaneously with an online transaction. The updates can be transparent to the user, allowing substantial duplication of the debit card and/or credit card experience with an offline payment device.