Invention Application
US20130060688A1 Method and System for Routing Transactions to a Mobile-Commerce Platform 有权
将交易路由到移动商务平台的方法和系统

  • Patent Title: Method and System for Routing Transactions to a Mobile-Commerce Platform
  • Patent Title (中): 将交易路由到移动商务平台的方法和系统
  • Application No.: US13666487
    Application Date: 2012-11-01
  • Publication No.: US20130060688A1
    Publication Date: 2013-03-07
  • Inventor: Douglas J. Hurst
  • Applicant: MOCAPAY, INC.
  • Applicant Address: US CO Denver
  • Assignee: MOCAPAY, INC.
  • Current Assignee: MOCAPAY, INC.
  • Current Assignee Address: US CO Denver
  • Main IPC: G06Q20/32
  • IPC: G06Q20/32 G06Q20/36 G06Q20/40
Method and System for Routing Transactions to a Mobile-Commerce Platform
Abstract:
A method and system for routing transactions to a mobile-commerce platform is described. One illustrative embodiment receives, via a network, a purchase request from a user's mobile communication device; authenticates the user to the mobile-commerce platform; generates a one-time-use perishable transaction code associated with the purchase request; prefixes to the transaction code an Issuer Identification Number (IIN) corresponding to the mobile-commerce platform to form a combined number; returns the combined number to the user's mobile communication device via the network to enable the user to provide the combined number to a merchant's point-of-sale system in connection with a transaction corresponding to the purchase request; and receives, via a payment network in communication with the merchant's point-of-sale system, the transaction code and transaction details associated with the transaction, the IIN informing the payment network to route the one-time-use perishable transaction code and the transaction details to the mobile-commerce platform.
Information query
Patent Agency Ranking
0/0