Invention Application
US20130060688A1 Method and System for Routing Transactions to a Mobile-Commerce Platform
有权
将交易路由到移动商务平台的方法和系统
- Patent Title: Method and System for Routing Transactions to a Mobile-Commerce Platform
- Patent Title (中): 将交易路由到移动商务平台的方法和系统
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Application No.: US13666487Application Date: 2012-11-01
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Publication No.: US20130060688A1Publication Date: 2013-03-07
- Inventor: Douglas J. Hurst
- Applicant: MOCAPAY, INC.
- Applicant Address: US CO Denver
- Assignee: MOCAPAY, INC.
- Current Assignee: MOCAPAY, INC.
- Current Assignee Address: US CO Denver
- Main IPC: G06Q20/32
- IPC: G06Q20/32 ; G06Q20/36 ; G06Q20/40

Abstract:
A method and system for routing transactions to a mobile-commerce platform is described. One illustrative embodiment receives, via a network, a purchase request from a user's mobile communication device; authenticates the user to the mobile-commerce platform; generates a one-time-use perishable transaction code associated with the purchase request; prefixes to the transaction code an Issuer Identification Number (IIN) corresponding to the mobile-commerce platform to form a combined number; returns the combined number to the user's mobile communication device via the network to enable the user to provide the combined number to a merchant's point-of-sale system in connection with a transaction corresponding to the purchase request; and receives, via a payment network in communication with the merchant's point-of-sale system, the transaction code and transaction details associated with the transaction, the IIN informing the payment network to route the one-time-use perishable transaction code and the transaction details to the mobile-commerce platform.
Public/Granted literature
- US08725580B2 Method and system for routing transactions to a mobile-commerce platform Public/Granted day:2014-05-13
Information query