发明申请
- 专利标题: MOBILE REMOTE PAYMENT SYSTEM
- 专利标题(中): 移动远程支付系统
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申请号: US13274775申请日: 2011-10-17
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公开(公告)号: US20130097078A1公开(公告)日: 2013-04-18
- 发明人: Shoon Ping Wong , James J. Anderson , Jonathan Main
- 申请人: Shoon Ping Wong , James J. Anderson , Jonathan Main
- 主分类号: G06Q20/22
- IPC分类号: G06Q20/22
摘要:
Methods, systems, apparatus and computer program products for implementing a mobile remote payment system that allows consumers and merchants to engage in mobile remote payment transactions regardless of their registration point are described. In an embodiment, a mobile remote payment (MRP) switch computer receives from an originating service manager computer, a payment authorization request that comprises payment data, an originating service manager identifier, and a merchant identifier of a merchant. The MRP switch computer verifies the originating service manager identifier, determines that the merchant is affiliated with the receiving service manager, generates enriched payment instructions that include a switching identifier, transmits the enriched payment instructions to a receiving service manager computer, receives a payment authorization response from the receiving service manager computer that includes an electronic receipt, and transmits the payment authorization response and the electronic receipt to the originating service manager computer.