发明申请
- 专利标题： METHODS AND SYSTEMS FOR PROCESSING PAYMENTS GLOBALLY OVER ONE OF A PLURALITY OF PROCESSING PATHS
- 专利标题（中）： 全面处理付款的方法和系统
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申请号： US13431557申请日： 2012-03-27
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公开(公告)号： US20130262292A1公开(公告)日： 2013-10-03
- 发明人: Darren Davis , Tom Koch , John D. Miller , Eric Philips , Guy B. Sereff , Stacy Tobias , Vasu Vemuri , Rochelle Wesselink , Scott Tanguay , Robert Strub , Caleb Williams , Shamus Weiland
- 申请人： Darren Davis , Tom Koch , John D. Miller , Eric Philips , Guy B. Sereff , Stacy Tobias , Vasu Vemuri , Rochelle Wesselink , Scott Tanguay , Robert Strub , Caleb Williams , Shamus Weiland
- 申请人地址： US NY Long Island
- 专利权人： Citigroup Credit Services, Inc.
- 当前专利权人： Citigroup Credit Services, Inc.
- 当前专利权人地址： US NY Long Island
- 主分类号： G06Q20/38
- IPC分类号： G06Q20/38
摘要：
Methods and systems of processing payments globally over one of a plurality of payment processing paths employ computer hardware and software for receiving a request to access a global payment utility, presenting a plurality of payment options by the global payment utility, and receiving information by the global payment utility consisting at least in part of a source of payment, a payment destination, and a user-designated payment vehicle. Upon receiving the information, one of a plurality of payment processing paths for the payment is selected according to a clearing rules aspect of a rules engine of the global payment utility, and the payment is routed for processing via the selected payment processing path.