An apparatus and method for expediting checkout at a point-of-sale station, employ a mobile electronic device, e.g., a cellular phone, having a customer interface for enabling a customer to enter personal textual information that identify the customer and/or financial textual information that identify how the customer intends to pay for items to be purchased at the station. A device controller generates a two-dimensional symbol from the entered textual information. The two-dimensional symbol is displayed on a display screen of the device. An electro-optical scanner electro-optically reads the displayed two-dimensional symbol by image capture to retrieve the entered textual information.