发明申请
US20140006272A1 NOTIFYING MOBILE DEVICE USERS OF A SUGGESTED PAYMENT TYPE PRIOR TO CONDUCTING A TRANSACTION AT A MERCHANT
审中-公开
在商户进行交易之前通知移动设备的用户使用建议付款
- 专利标题: NOTIFYING MOBILE DEVICE USERS OF A SUGGESTED PAYMENT TYPE PRIOR TO CONDUCTING A TRANSACTION AT A MERCHANT
- 专利标题(中): 在商户进行交易之前通知移动设备的用户使用建议付款
-
申请号: US13536795申请日: 2012-06-28
-
公开(公告)号: US20140006272A1公开(公告)日: 2014-01-02
- 发明人: Matthew A. Calman , David M. Grigg , Susan Smith Thomas , Alicia C. Jones
- 申请人: Matthew A. Calman , David M. Grigg , Susan Smith Thomas , Alicia C. Jones
- 申请人地址: US NC Charlotte
- 专利权人: Bank of America Corporation
- 当前专利权人: Bank of America Corporation
- 当前专利权人地址: US NC Charlotte
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00
摘要:
Devices, methods and computer program are defined that provide for notifying (e.g., alerting) users of mobile devices as to suggested payment types accepted by the merchant at which the user is located. The suggested payment type may be one that is favorable or beneficial to the user in terms of discounts/rebates, transaction fee reduction, rewards points transaction processing security and/or extended warranty coverage for items transacted and/or the like. As a result the user makes informed decisions on which payment type to use for an impending transaction at the merchant.