A method for processing application forms comprising extracting content from filled first forms of consumers, each of the first forms comprising one or more fields, arranging the extracted content of one or more fields of the plurality of fields of the plurality of filled first forms in a first matrix; encoding the content of each of the rows of the first matrix to define a second matrix; and disposing the encoded content of the second matrix in multiple empty second forms such that content of one column is disposed on only one of the empty second forms, each of the second forms includes the same type and number of fields as that of one of the filled first forms, further wherein the number of the filled second forms is based on the number of the one or more fields in the filled first forms.