There are provided an image forming apparatus in which the generation of lateral streak images due to a decrease in the in-nip discharge intensity is suppressed while at the same time the generation of spot-like images due to abnormal discharge caused by smudges on the surface of a charging member is suppressed, and a process cartridge.The image forming apparatus and the process cartridge each has: a charging member containing a resin particle having a plurality of pores inside thereof; and a toner in which the coverage ratio X1 of a surface of the toner with silica fine particles is 50.0 area % or more and 75.0 area % or less, and when a theoretical coverage ratio with the silica fine particles is X2, a diffusion index represented by formula 1 satisfies formula 2. diffusion index=X1/X2  (formula 1) diffusion index≧−0.0042×X1+0.62  (formula 2)