发明申请
- 专利标题: Mechanism For Secure In-Vehicle Payment Transaction
- 专利标题(中): 安全车载支付交易机制
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申请号: US14466405申请日: 2014-08-22
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公开(公告)号: US20150058224A1公开(公告)日: 2015-02-26
- 发明人: Ajit Gaddam , Gyan Prakash , Selim Aissi
- 申请人: Ajit Gaddam , Gyan Prakash , Selim Aissi
- 主分类号: G06Q20/32
- IPC分类号: G06Q20/32 ; G06Q20/40 ; G06Q20/10
摘要:
Embodiments use a vehicle as a payment instrument to complete a payment transaction. A vehicle interface device (VID) coupled to the vehicle is used for transmitting payment account information to a merchant access device. The VID may be registered to the specific vehicle identification number (VIN) of the vehicle. Prior to transmitting the payment account information to the merchant access device, the VID may ensure that a mobile communication device is within the vehicle and/or that the VID is coupled to the correct vehicle. For example, the VID may compare the VIN of the vehicle to the VIN that is programmed to the VID. When the colocation of the VID with the mobile communication device and/or the correct vehicle is confirmed, the VID may forward payment account information to the merchant access device.
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