A memory access processing method is based on memory chip interconnection, a memory chip, and a system, which relate to the field of electronic devices, and can shorten a time delay in processing a memory access request and improve a utilization rate of system bandwidth. The method of the present invention includes: receiving, by a first memory chip, a memory access request; and if the first memory chip is not a target memory chip corresponding to the memory access request, sending, according to a preconfigured routing rule, the memory access request to a next memory chip connected with the first memory chip, until the target memory chip corresponding to the memory access request is determined. Embodiments of the present invention are mainly used in a process of processing a memory access request.