One or more processors determine a financial target for a plurality of business accounts across a plurality of product brands that are included in a business account level of an organizational hierarchy of a business organization. The organizational hierarchy includes a plurality of levels. One or more processors determine respective financial targets and quotas for a plurality of nodes included in a level of the organizational hierarchy. One or more processors determine respective financial targets for combinations of business accounts and product brands. The determination of the financial targets is based on a statistical model that is fitted at a middle level of the organizational hierarchy, and a risk-based stochastic optimization that is used to set financial targets and quotas at one or more levels of the organizational hierarchy.