Provided is a specific absorption rate (SAR) provision method and a user terminal, the method including receiving a radio signal related to a radio service, determining a use pattern of a user sensed by a user terminal in response to the receiving, extracting a standard SAR for a body part of the user based on the determined use pattern, and determining a measured SAR for the body part of the user based on the extracted standard SAR and a transmission power of the user terminal.