The invention provides an image formation method, a toner set, and a white toner, by which a masking function of an image layer formed by a white toner on a recording medium can be developed efficiently, and low temperature fixability can be improved. An image formation method for fixing an image forming layer (A) to be formed using a white toner, and an image forming layer (B) to be formed adjacent to the image forming layer (A) using a toner different from the white toner on a recording medium; wherein the following relational expressions (1) and (2) are satisfied: 1.000