A bed loader for loading game animals and other loads on a four-wheel recreational vehicles and more particularly, a bed loader mounted on a winch-equipped recreational vehicle with a roof and a bed for loading game animals onto the bed of the recreational vehicle. In a preferred embodiment the bed loader comprises a front guide, a top forward guide, and a top rear guide, and the bed loader is designed to operate with the winch comprised of a rotating drum and a winch line wound on the drum. The front guide, the top forward guide, and the top rear guide provide a guiding means guiding the winch line from the winch over the roof of the vehicle to a load at the rear of the vehicle allowing the winch line to attach to the game animal, and pull the game animal into the bed of the vehicle.