A method and system are described for characterizing fractures in subsurface regions, using the fracture characterizations in subsurface models, and using the subsurface models in hydrocarbon operations. In the methods and systems, one or more zones are identified in a subsurface model for fracture characterization; a multi-layer model is created for the selected zone; and macromechanical geological loads are applied and simulated to generate fractures for the zone.