A visually-distinguishable paneled skirt is an apparatus that conceals undesirable objects, items, or surfaces such as a Christmas tree stand. The apparatus includes a plurality of panels and a plurality of fasteners. Each of the plurality of panels is connected to one another by the plurality of fasteners. This allows the user to interchange the plurality of panels as to best represent the current members of his or her family. Each of the plurality of panels is arranged with one another into an annular configuration. An opening allows the trunk of a Christmas tree to traverse through the apparatus. The apparatus may be converted into a tablecloth with a covering panel, which covers the opening. The circumference of the apparatus may be extended with an annular panel.