- 专利标题: Frictionless Automated Teller Machine
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申请号: US16019864申请日: 2018-06-27
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公开(公告)号: US20200005262A1公开(公告)日: 2020-01-02
- 发明人: Ashish Arora , Nathan Dent , Michael Toth , Harold Joseph Kennedy , Elizabeth Anne Price , Pavan Singaraju , Magdy Ismail , Varsha Devadas
- 申请人: Bank of America Corporation
- 主分类号: G06Q20/10
- IPC分类号: G06Q20/10 ; G06Q20/32 ; G06Q20/40
摘要:
A frictionless automated teller machine (ATM) computing system may include an ATM, an authentication server, and a mobile device running a mobile application. The devices of the frictionless ATM computing system facilitates simplified user interaction with the ATM. As a user approaches the ATM, the user may log into the mobile device, which triggers the mobile device to send a geographic location to the authentication server. The authentication server then notifies the mobile device of a close ATM. In response, the mobile device may display a user interface screen to initiate a transaction. The ATM may be woken by the authorization server or a user input to complete the transaction causing the ATM to dispense the requested amount of currency.
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