Present invention is an apparatus and method for power conversion charge pumps that uses cross-coupling capacitors. High efficiency power converter charge pump for both divide by 3 (1/3), divide by 3/2 (2/3) are explicitly discussed. The power conversion charge pumps utilizing cross coupled capacitors may provide up to 40% reduction in a number of switches required for a charge pump implementation, thus reducing design area cost while also resulting in high-efficiency performance.