A rotary cutting tool includes a main body, a shank portion having a rearward end, and a flute portion having a forward end with one or more flanks. One or more connecting fluid holes are in fluid communication with a central fluid hole and terminates at a flank at the forward end of the cutting tool. One or more twisted fluid holes extend through a lobe in the flute portion and terminates at a flank at the forward end of the cutting tool. A cross-sectional shape of the connecting fluid holes and the twisted fluid holes is selected to provide enhanced delivery of fluid to the cutting edge. In one aspect, the rotary cutting tool is a modular drill and the flute portion has a pocket for holding a replaceable cutting insert.