- 专利标题: BLOCKCHAIN SUBROGATION PAYMENTS
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申请号: US17238546申请日: 2021-04-23
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公开(公告)号: US20210241380A1公开(公告)日: 2021-08-05
- 发明人: Jaime Skaggs , Shawn M. Call , Eric Bellas , Douglas A. Graff , William J. Leise , Vicki King , Jacob J. Alt , Eric R. Moore , Stacie A. McCullough
- 申请人: State Farm Mutual Automobile Insurance Company
- 申请人地址: US IL Bloomington
- 专利权人: State Farm Mutual Automobile Insurance Company
- 当前专利权人: State Farm Mutual Automobile Insurance Company
- 当前专利权人地址: US IL Bloomington
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08
摘要:
A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant. Evidence regarding the value of the subrogation claim is sent to the shared ledger by entities involved in the claim such as sending to a smart contract deployed on the shared ledger. The parties to the subrogation claim may supplement evidence and settlement proposals on the blockchain by broadcasting a transaction or sending data to the smart contract. Once the claim is resolved, the parties may settle the subrogation payment off-chain or may transact a token having value on the chain. A subrogation smart contract may be programmed to release funds under certain conditions including holding a bond by a claimant and/or upon final resolution of the subrogation claim.
公开/授权文献
- US11783425B2 Blockchain subrogation payments 公开/授权日:2023-10-10
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