- 专利标题: Using a Distributed Ledger for Subrogation Recommendations
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申请号: US15955802申请日: 2018-04-18
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公开(公告)号: US20210326992A1公开(公告)日: 2021-10-21
- 发明人: William J. Leise , Douglas A. Graff , Anthony McCoy , Jaime Skaggs , Shawn M. Call , Stacie A. McCullough , Wendy H. Clayton , Melinda Teresa Magerkurth , Kim E. Flesher , Travis Charles Runge
- 申请人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 申请人地址: US IL Bloomington
- 专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人地址: US IL Bloomington
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; H04L9/06 ; H04L9/32 ; G06F15/18
摘要:
Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing machine learning generated subrogation resolutions as part of the subrogation process. An exemplary computer-implemented method includes monitoring transactions on a distributed ledger, identifying a transaction related to a subrogation claim, analyzing the transaction related to the subrogation claim, generating a recommended subrogation resolution using a machine learning algorithm, and transmitting a transaction including the recommended subrogation resolution to a smart contract stored on the distributed ledger.
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