- 专利标题: Using a Distributed Ledger for Line Item Determination
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申请号: US15956541申请日: 2018-04-18
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公开(公告)号: US20210342946A1公开(公告)日: 2021-11-04
- 发明人: William J. Leise , Douglas A. Graff , Anthony McCoy , Jaime Skaggs , Shawn M. Call , Stacie A. McCullough , Wendy H. Clayton , Melinda Teresa Magerkurth , Kim E. Flesher , Travis Charles Runge
- 申请人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 申请人地址: US IL Bloomington
- 专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人地址: US IL Bloomington
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; G06Q20/40 ; G06Q20/10 ; G06Q20/22 ; H04L9/06
摘要:
Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, and in particular, determining responsibility to pay for line items as part of the subrogation process. In one embodiment, the systems and methods may include (1) receiving a transaction from at least one other participant in the distributed ledger network; (2) analyzing the transaction to determine a set of line items related to a subrogation claim; (3) comparing the set of line items to a baseline dataset; (4) generating a transaction including a disputed line items dataset; and (5) transmitting the transaction to a smart contract stored on the distributed ledger.
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