A processor may identify a recurring event within account data including a plurality of events associated with an account. The processor may determine that the recurring event did not occur at an expected date. The processor may predict a time from the expected date to an expected triggered event that is triggered by the recurring event not occurring at the expected date. The predicting may include determining a class of the recurring event from a plurality of classes and selecting, as the time from the expected date to the expected triggered event, an approximate elapsed time after which a party to the expected triggered event is known to have previously initiated triggered events for the determined class. Before the time from the expected date to the expected triggered event elapses, the processor may cause a server that manages the account to make an automatic modification to an account setting.