A nano memory card and a terminal, where the nano memory card includes a card body, a chip, and an interface, where the chip is disposed inside the card body, the interface is disposed on a surface of the card body, the chip is electrically coupled to the interface, the card body includes a first surface and a second surface that are disposed oppositely, the interface includes a plurality of contacts, and the contacts are distributed on the first surface and the second surface. The contacts are arranged on both the first surface and the second surface of the card body.