- 专利标题: SYSTEMS AND METHODS FOR MANAGING INSURANCE PREMIUMS BASED UPON PEER-TO-PEER PROPERTY SHARING
-
申请号: US17739983申请日: 2022-05-09
-
公开(公告)号: US20220261924A1公开(公告)日: 2022-08-18
- 发明人: Joseph Robert Brannan , Ryan Michael Gross , Brian N. Harvey , Aaron Williams , J Lynn Wilson
- 申请人: State Farm Mutual Automobile Insurance Company
- 申请人地址: US IL Bloomington
- 专利权人: State Farm Mutual Automobile Insurance Company
- 当前专利权人: State Farm Mutual Automobile Insurance Company
- 当前专利权人地址: US IL Bloomington
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; G06Q30/04
摘要:
A computing device for analyzing data from a property sharing platform may be provided. The computing device may include a processor in communication with a memory device and the property sharing platform. The processor may be programmed to (i) receive a plurality of property data associated with commercial transactions of a plurality of properties, (ii) organize the received property data in a plurality of data records by date, (iii) identify patterns in the subset of property data for a selected property for a predetermined period of time, the patterns indicating when the selected property was used for commercial purposes during the predetermined period of time, and (iv) transmit content to a client device including the identified patterns and a percentage of time the selected property was used for commercial purposes during the predetermined period of time.
信息查询