A vehicle navigation method and a terminal (101, 800, 900) are provided, applied to the Internet of Vehicles, for example, V2X, LTE-V, V2V, and V2I, and used to provide lane-level vehicle navigation for an intelligent vehicle. When a first vehicle travels to the to-be-traveled road, the terminal (101, 800, 900) performs vehicle navigation for the first vehicle based on the target lane selection information. Lane-level vehicle navigation is performed for the first vehicle based on the target lane selection information, so that a driving behavior of the first vehicle adapts to a driving behavior of the second vehicle on a same road, and complies with the driving preference information, to improve traveling experience of a passenger in the first vehicle.