A physical card has a body with dynamic region(s) configured to appear opaque for human viewing in a first phase and translucent for human viewing in a second phase. The card also has a computer readable chip, a power supply configured to power the one or more dynamic regions, a communication device, one or more processors, and memory storing instructions that, when executed, are configured to cause the card to perform a method. The card may receive an authorization signal from a recognized user device associated with a cardholder, direct dynamic region(s) to transition from being opaque in the first phase to being translucent in the second phase, and direct the dynamic region(s) to transition from being translucent in the second phase to being opaque in the first phase upon hitting a predetermined time threshold in the second phase.