A spring-loaded terminal is designed as a direct plug-in terminal for connecting a conductor. The terminal includes a busbar for contacting the conductor, a clamping spring for retaining the electrical conductor in the terminal, and a retaining spring for latching the clamping spring in an open position so that the conductor can be inserted into a contact area. The clamping spring has a pivotable clamping leg and a clamping edge. The retaining spring has a pivotable pivoting leg having at least one retaining device as a first latching device. The clamping leg has a corresponding latching device cooperating with the retaining device of the pivoting leg in a latching state of the clamping leg. The clamping leg is adjustable from the latching state by displacing the electrical conductor into a clamping state in which the clamping leg is unlatched from the retaining device and presses the electrical conductor with the clamping edge of the clamping leg against the busbar. The latching device of the clamping leg is spaced from the clamping edge of the clamping leg.