A filter element for filtering a fluid is provided with at least one filter bellows with a first areal inflow surface for a first fluid flow of the fluid and at least one second inflow surface for a second fluid flow of the fluid separate from the first fluid flow of the fluid. The at least one second inflow surface is separate from the first areal inflow surface. A flow channel section for the second fluid flow of the fluid is provided. At least one compensation element is arranged in the flow channel section for the second fluid flow of the fluid at a raw side of the filter element. A filter system with a filter housing is provided with such a filter element arranged exchangeably in the filter housing.