- 专利标题: SECURE PROCESSING OF ELECTRONIC PAYMENTS
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申请号: US18199809申请日: 2023-05-19
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公开(公告)号: US20230289793A1公开(公告)日: 2023-09-14
- 发明人: Edison U. ORTIZ , Terry W. LEE , Gabriel Y. WOO , Stephen James SCOTT , Weiqiang YIN , Judy DINN , Chai LAM
- 申请人: ROYAL BANK OF CANADA
- 申请人地址: CA Toronto
- 专利权人: ROYAL BANK OF CANADA
- 当前专利权人: ROYAL BANK OF CANADA
- 当前专利权人地址: CA Toronto
- 主分类号: G06Q20/40
- IPC分类号: G06Q20/40 ; G06Q20/12 ; G06Q20/02
摘要:
Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems include trusted platforms by which networked communication devices and merchant systems may be registered as trusted entities. Information associated with particular payment means, such as accounts or payment tokens, can be stored on device(s) secure data sets known as virtual or electronic wallets, or in the form of secure payment tokens. Common application programming interfaces executed by devices may facilitate push and pull processes between electronic wallets and other secure data stores. Users may thereby initiate and complete electronic transactions directly from within applications on trusted devices.
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