A method includes installing, in a consumer database account, a shared-instance database that includes a shared instance of a provider-account database that resides in a provider database account. The shared-instance database includes a first schema that includes provider-account training data, provider-account scoring data, a training function, and a scoring function. The method also includes invoking the training function from the consumer database account, which results in creation in the consumer database account of a second schema that includes a machine-learning-model instance of a machine learning model, and which also results in training the machine-learning model instance with at least the provider-account training data. Additionally, the method includes generating consumer-account scoring data by inputting, into the trained machine-learning-model instance, consumer-account input data that is stored in the consumer database account. The method also includes storing the consumer-account scoring data in the consumer database account.