- 专利标题: SYSTEM FOR VERIFYING THE IDENTITY OF A USER
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申请号: US18392760申请日: 2023-12-21
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公开(公告)号: US20240126855A1公开(公告)日: 2024-04-18
- 发明人: Abdelkader M'Hamed Benkreira , Joshua Edwards , Michael Mossoba
- 申请人: Capital One Services, LLC
- 申请人地址: US VA McLean
- 专利权人: Capital One Services, LLC
- 当前专利权人: Capital One Services, LLC
- 当前专利权人地址: US VA McLean
- 主分类号: G06F21/32
- IPC分类号: G06F21/32 ; G06V20/62 ; G06V30/14 ; G06V30/148 ; G06V30/413 ; G06V30/416 ; G06V40/16 ; G06V40/40
摘要:
A system receives an image including a live facial image of the user and an identity document including a photograph of the user. Moreover, the system calculates a facial match score by comparing facial features in the live facial image to facial features in the photograph. The system recognizes data objects and characters in the identity document using optical character recognition (OCR) and computer vision, and then identifies, based on the recognized data objects and characters, a type of the identity document. Further, the system calculates a document validity score by comparing the recognized characters and data objects to character strings and data objects known to be present in the identified type of the identity document. Additionally, the system determines and outputs the user's identity verification status based on comparing the facial match score to a facial match threshold and comparing the document validity score to a document validity threshold.
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