The present invention discloses a waterborne amine curing agent, process of making such curing agent, and curable amine-epoxy compositions. The curing agent comprises the product of the reaction of a first polyamine containing primary amine functionality and a first polyepoxide in a ratio of moles of polyamine per equivalents of polyepoxide sufficient to provide an amine terminated intermediate (a) comprising an adduct of about two moles of polyamine and one mole polyepoxide, intermediate (a) being then reacted with urea or formaldehyde to provide an amine terminated intermediate (b), intermediate (b) being then reacted with a second polyepoxide to provide an amine terminated intermediate (c), intermediate (c) being end capped with a monoepoxide composition comprising an aromatic glycidyl ether or an alkyl substituted aromatic glycidyl ether, or a combination of both, to form a polyamine-polyepoxide adduct, and contacting the polyamine-polyepoxide adduct with a second polyamine having two or more active amine hydrogens.