A computerized method electronically verifies identity data of a person by issuing an account for the person based on unverified identity data of the person. The method receives a request to verify an identity of the person associated with the account; and receives a portion of identity data provided by an identification document of the person. The method updates an identity profile of the person by combining the received portion of identity data with different portions of identity data previously received from different remote computer systems that requested verifying of the identity of the person associated with the account. The method compares the identity profile of the person to the unverified identity data of the person; and confirms the identity of the person associated with the account when no discrepancy between the identity profile of the person and the unverified identity data of the person is found.