An apparatus for feeding and folding cards from a card supply to a work surface at which the cards are utilized in a folded configuration in a work cycle. The cards are delivered to the work surface by a delivery mechanism and a folding device folds the cards as they are delivered to the work surface so that the cards are in the folded configuration when they arrive for utilization in the work cycle. Structure is provided for holding the cards in the folded configuration at the work surface.