A magneto-optical disk comprising a substrate whereon a recording medium is formed, and a depression is formed on the substrate on the inside of the recording medium of the substrate. A center hub is installed on the depression such that the center hub is substantially level with a protective resin layer covering the recording medium. On the center hub, a flying head performs CSS (Contact Start and Stop). This configuration of the disk eliminates the occurrence of dust due to the abrasion and head crash, and achieves stable CSS. A method of manufacturing the magneto-optical disk, wherein the protective resin layer is formed after installing the center hub on the depression. In this method, since a space is not produced between the center hub and the protective resin layer, the stable flying characteristics is obtained. And a magneto-optical disk whereon small physical bumps and pits are formed on the substrate on the inside of the recording medium, which prevents the flying head from sticking to the disk. A method of manufacturing the magneto-optical disk by using a stamper, which permits the disk to be mass produced.