A mohair quilted garment insert and method of fabrication are disclosed comprising the steps of providing a quantity of raw mohair, washing the raw mohair, drying the washed mohair, picking the dried mohair to remove loose fibers, adding an oil to the picked mohair, providing raw wool, washing the raw wool, drying the washed wool, blending the oiled mohair and dried wool to form a bat, providing an outer layer of moisture resistant fabric and providing an inner layer of flexible fabrics and positioning the blended wool and mohair between the outer and inner layers to form a bat between the inner and outer layers to form a precut garment pattern, stitching the precut pattern with a quilting machine to form rectangular pockets to thereby form an insulating material, and utilizing the insulating material for a wide variety of garments as a liner.