The present invention relates to a lotion applicator and massaging apparatus including a pair of opposing substantially U-shaped handles with an attachment plate attached to each of their respective terminal ends. The two opposing attachment plates each have a plurality of cords extending from an opposing side with a snap style connector at their distal ends. A select one of a plurality of accessory pads may be attached to the U-shaped handles depending upon the application. Each applicator pad is substantially rectangular having four peripheral edges and a panel at two opposing edges thereof. Extending from each panel are a plurality of cords with a snap style connector at their distal ends for selectively engaging the snap style connectors on the U-shaped handles. Accordingly, a loofah sponge pad, a dry weave pad or a roller ball massage pad may be selectively attached to the U-shaped handles using the snap style connectors. A heating device is also provided allowing a user to selectively preheat any one of the accessory pads prior to use.