A disk cartridge loading system for a disk drive. The loading system includes a disk cartridge holder, a drawing mechanism, a draw-in sensor, a loading sensor, and a controller. The drawing mechanism engages a partially inserted disk cartridge to fully draw the disk cartridge into the disk drive, so that the disk cartridge is accommodated in a disk cartridge holder. A holder moving mechanism moves the disk cartridge holder to a loading position, so that at least one of a data reading operation and a data writing operation can be performed. A draw-in sensor is provided to detect the partial insertion of the disk cartridge, while a loading sensor detects when the disk cartridge is located at the loading position. A control unit controls the drawing mechanism and the holder moving mechanism, based on a first signal produced by the draw-in sensor and a second signal produced by the loading sensor.