A method and apparatus of playing a card game such as Blackjack provides a player with at least one additional option for playing the card game. For example, a Blackjack player who has made an initial bet and was dealt an unfavorable starting hand may be provided with at least one additional option, such as making a bust insurance bet or mortgaging a round of play. If the player makes a bust insurance bet, he will receive a payout if he then busts upon drawing an additional card. If the player selects a mortgaging option, he agrees to play the current round of play or at least one future round of play in accordance with a revised rule that is unfavorable for the player in exchange for receiving an advantage during the current round of play.