Disclosed is a photothermographic material containing a non-photosensitive silver salt, a photosensitive silver halide and a binder on a support, which comprises a nucleating agent and a surfactant represented by the following formula (F): [Rf-(Rc)n]m-Z  Formula (F): wherein Rf represents a perfluoroalkyl group, Rc represents an alkylene group, and Z represents a group having an anionic group, cationic group, betaine group or nonionic group required for imparting surface activity, n is 0 or 1 and m is 1, 2 or 3. According to the present invention, there is provided a photothermographic material, in particular, for photomechanical processes, more specifically, for scanners and image setters, which shows low fog and high Dmax (maximum density), and exhibits little increase of fog even after the photosensitive material after development is stored for a long period of time.