Disclosed embodiments include a method for automatically managing wireless device actions based on network provider-controlled financial conditions, such as the current rate (e.g., cents/minute) for a voice or data communication. In one embodiment, the user configures preferences indicating how the device should behave based on certain financial conditions. The device and the provider communicate transparently to the user to monitor current financial conditions and take actions automatically based on the user preferences. The provider communicates current financial conditions, and the device takes actions according to the user preferences, including executing downloaded applications on the device.