A biometric method and system for personal authentication using sequences of partial fingerprint signatures provides a high security capability to various processes requiring positive identification of individuals. This approach is further enhanced by employing a frequency domain technique for calculating a Similarity Index of the partial fingerprint signatures. In a baseline usage, the sequential partial fingerprint sequence techniques augments sentinel systems for gaining access to restricted areas, and when used in combination with financial cards, offer a unique and greatly simplified means for authenticating or identifying individuals. A highly automated technique initially obtains four (illustratively) linear partial fingerprint signatures which serve as reference data against which later proffered candidate data in the form of at least two linear partial fingerprint signatures are compared for authentication. The particular two candidate signatures used and the sequence in which they are submitted are selected with the user's consent and serve as a PIN-like unique personal code. In an advanced embodiment, the same two candidate signatures in the chosen sequence are processed in a unique FFT/DFT process to produce a highly reliable Similarity Index to authenticate or verify the identity of individuals. The use of only partial fingerprint data greatly allays the concerns of widespread fingerprint dissemination by many individuals.