- 专利标题： Method and system for conducting secure electronic commerce transactions with authorization request data loop-back
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申请号： US09902359申请日： 2001-07-10
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公开(公告)号： US07058611B2公开(公告)日： 2006-06-06
- 发明人: Arthur D. Kranzley , Stephen W. Orfei , Bruce J. Rutherford , John Wankmueller
- 申请人： Arthur D. Kranzley , Stephen W. Orfei , Bruce J. Rutherford , John Wankmueller
- 申请人地址： US NY Purchase
- 专利权人： MasterCard International Incorporated
- 当前专利权人： MasterCard International Incorporated
- 当前专利权人地址： US NY Purchase
- 代理机构： Baker Botts L.L.P.
- 主分类号： H04L9/00
- IPC分类号： H04L9/00 ; G06F12/14
摘要：
In accordance with the present invention, when an appropriate transaction message is received by a payment gateway, instead of requesting an authorization of the transaction through the payment network, the payment gateway instead sends an authorization response back to the message originator. The payment gateway may perform authentication functions and send transaction data back to the message originator. In this way, the payment gateway may be used for authentication functions while the message originator may use its existing payment system protocols to conduct authorization functions.