发明授权
US07090122B1 Check accepting and cash dispensing automated banking machine system and method
有权
检查接收和现金分发自动银行机系统和方法
- 专利标题： Check accepting and cash dispensing automated banking machine system and method
- 专利标题（中）： 检查接收和现金分发自动银行机系统和方法
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申请号： US10944579申请日： 2004-09-16
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公开(公告)号： US07090122B1公开(公告)日： 2006-08-15
- 发明人: Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Dale H. Blackson , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Tim Crews , H. Thomas Graef , Edward L. Laskowski
- 申请人： Wayne Warren , Victor Bell , William McCarthy , Matthew Pahl , Martin J. Brown , Dale H. Blackson , Todd Galloway , Robert W. Barnett , Mike Ryan , James R. Kay , Mark A. Ward , David A. Peters , Tim Crews , H. Thomas Graef , Edward L. Laskowski
- 申请人地址： US OH North Canton
- 专利权人： Diebold, Incorporated
- 当前专利权人： Diebold, Incorporated
- 当前专利权人地址： US OH North Canton
- 代理机构： Walker & Jocke
- 代理商 Ralph E. Jocke
- 主分类号： G07F19/00
- IPC分类号： G07F19/00
摘要：
An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the authority of a user to receive cash for such checks. The authority of the user is determined based on the user being associated in a data store with the maker of the check. The check cannot exceed certain programmed thresholds or be presented earlier than the expiration of a delay period from when a prior check from the same maker is presented. In exchange for acceptable checks cash is dispensed to the user from the ATM in exchange for the deposited check.
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