A stored-value card includes an audio circuit, a speaker, a housing, decorative indicia, and a button. The audio circuit stores an audio file, and the speaker is coupled to the audio circuit. The housing generally encloses the audio circuit and the speaker and includes an account identifier signifying a financial account or record linked to the stored-value card. The decorative indicia corresponds with the audio file. The button and the audio circuit are adapted such that depressing the button activates the audio circuit to play the audio file via the speaker. Stored-value card assemblies and methods of using a stored-value card are also disclosed.