A transparent and conductive laminate that is substantially decreased in reactive defects, and a display filter, a heat-ray reflecting film and an electromagnetic wave-shielding film comprising the laminate are provided. The laminate includes a transparent substrate, a transparent conductive thin-film layer containing silver, and a protective layer containing a binder material and inorganic fine particles, wherein the transparent conductive thin-film layer is in contact with the protective layer. The generation of reflective defects can be outstandingly reduced. Therefore, a laminate superior in electromagnetic wave-shielding ability, heat-ray reflecting ability and visibility for a long period of time and products comprising the laminate can be obtained.