发明授权
- 专利标题: Pre-paid activation and replenishment on a point-of-sale device
- 专利标题(中): 销售点设备上的预付款激活和补充
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申请号: US11054348申请日: 2005-02-09
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公开(公告)号: US07413117B2公开(公告)日: 2008-08-19
- 发明人: Howard Caven , Matthew Peterson , Diane Blankstrom , David W. Smith
- 申请人: Howard Caven , Matthew Peterson , Diane Blankstrom , David W. Smith
- 申请人地址: US CO Englewood
- 专利权人: First Data Corporation
- 当前专利权人: First Data Corporation
- 当前专利权人地址: US CO Englewood
- 代理机构: Sutherland Asbill & Brennan LLP
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G07D11/00 ; G07F19/00
摘要:
A system and method for processing prepaid financial transactions. One or more remote terminals are adapted to acquire transaction information from a user and transmit a first signal indicative of the transaction information. The remote terminal is further adapted to receive a second signal indicative of authorizing information that is delivered to the user. In addition, an authorizing host is adapted to receive the first signal transmitted by the one or more remote terminals. In one aspect, the authorizing host routes the first signal including the transaction information to an exchange host for approval of the financial transaction, and the exchange host transmits the second signal including the authorizing information to the remote terminal via the authorizing host.
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